Mortgages & Loans for People with Poor Credit!

We Can Help with Poor Credit Applications!

Whatever it is that has caused your current situation we can help. We understand that there are a number of reasons why you might end up having bad credit and we understand that many credit providers have been too quick to issue defaults to those just a little late in paying. By comparing adverse credit mortgages we can offer you a solution that is more often than not much more cost effective than staying as you are. Whether you wish to raise finance or simply switch from your current lender to another we're sure we can offer you the very best deal.

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To find out the very best rates on all of the UK's Loans & Mortgages simply complete the online form and our experts will be in touch with you.

Arranging your loan or mortgage couldn't be easier. There are no interviews and you can apply online using this quick application form. Just fill in the details below and we will telephone you to confirm our proposal.

To apply you must be over 18, a permanent UK resident and a homeowner.

I'm interested in a...
Amount required	£
Property Value	£
Current Mortgage Amount (that you owe)	£
Can you prove your income?
Do you have any adverse credit history?
Your full name
Date of Birth (dd/mm/yyyy)
Address
Town
Postcode
Home telephone number
Mobile telephone number
Email address
Best time to call
I confirm that I am over 18, a permanent UK resident and a homeowner (required)

Remember, completing this form does not commit you to taking out a loan or a mortgage from Imap 'Homeowner Loans & Mortgages'. Upon receipt of your enquiry our consultants will begin the process of searching the entire financial markets so that the mortgage advice you receive is the best for your circumstances. When we are ready to provide you with your quote we will contact you by telephone.

Adverse Credit Mortgages & Loans

Adverse Credit Mortgages and Loans can be taken out providing you have some equity within your home. Having bad credit does not signal the end of the world and Homeowner Loans & Mortgages are experts when it comes to selecting the best deals for our clients. Many people with bad credit also wish to consolidate debts and we will advise you of the best deals to suit you. An adverse credit mortgage is not always the solution and we will recommend the most appropriate course of action, whether that be a secured loan or other alternative arrangement.

By applying for your loan with us we are able to scour the whole of the UK's finance providers to guarantee you the best rates. Poor credit mortgages and loans are not as expensive as you might believe and can often be offered on lesser rates of interest than many of the high street lenders Standard Variable Rates. If you are currently not receiving a discount on your mortgage because you have stayed with your lender for a while then we can likely source a better rate of interest than you are currently paying. Challenge us to better your deal!

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Homeowner Loans & Mortgages is a trading style of IMAP (UK) LTD, 109 Tonge Moor Road, Bolton, BL2 2DL. Authorised and Regulated by the Financial Services Authority.